Raffles Credit’s
Moneylender reviews

We love hearing from our customers. Every feedback given
helps us improve our services and ensures that the next
person we serve receives even better services.

With over 504 EXCELLENT and reviews on Google ReviewVoted Top 10 Best Moneylender 2020 on

Nothing brings us more pride than seeing the joy and satisfaction our services bring to our customers. Knowing that we have changed their lives for the better, this has always motivated us to do better.

Below are a selection of reviews we’ve gathered from Google reviews and other loan comparison sites like Loan Advisor. Their reviews of our services are shared far and wide, surpassing our expectations on all counts!

If you’ve used our services before and are willing to share your unbiased reviews and thoughts with us, please send us a message. Drop us an email, a text, or even an online review! We’d love to hear from you.

Reviews

Just took the loan today. Spoken to John and surprisingly he is very gentleman and friendly. Everything were in black and white. No hidden charges! All explanations are clear and professional. I feel very comfortable talking to John, the manager there. Well done and keep it up the good service.

Dennis Tan

Last month I took a payday loan for $2000 with Raffles Credit. I got approved and the loan was processed within an hour. It was really fast and easy. The loan officers was very friendly explaining the loan requirements and conditions. I never knew of such good moneylender until my friend recommended me this company. Thank you Raffles Credit for your help!

Juliana

Very good customer service, friendly and not pushy and will not ask you to borrow more when they know your capabilities are till where. Definitely recommend to make loan from them and they will advice you which is more beneficial to your situation. Cheers.

Jason Teo

Nice moneylender who helped me with my difficulties when no other moneylenders are willing to offer monthly repayment loan. Thanks for helping me.

Jaslyn

This is my first time applying loan from licensed moneylender and they guided me throughout the loan process. The staffs treated me with like a friend with respect. So far I’m satisfied. Good moneylender.

Marcus

Google Reviews

					Jane and John are very helpful, they listen and understand what customer needs and their tailor made financial repayment scheme.... read moreJane and John are very helpful, they listen and understand what customer needs and their tailor made financial repayment scheme. A great experience. Worth to visit if you need some assistance. read less				
John H
1/13/2022

					feeling happy and comfortable at here! All people here are nicely,thanks Rachel, John,Jane.Fast processing, very appreciate to them! Will recommend... read morefeeling happy and comfortable at here! All people here are nicely,thanks Rachel, John,Jane.Fast processing, very appreciate to them! Will recommend here for you guys. read less				
Alex Tin
12/29/2021

					Friendly staffs who assisted exceptionally well to all my loans need with good rates and repayment plan. Been utilizing their... read moreFriendly staffs who assisted exceptionally well to all my loans need with good rates and repayment plan. Been utilizing their service quite a number of times and am very pleased with their service. Will recommend. Thanks Raffles Credit! read less				
Mdindrsfk
12/14/2021

					Approachable and professional staff here. Thank you John, Rachel, Jane for understanding my situation and offering me the best suit... read moreApproachable and professional staff here. Thank you John, Rachel, Jane for understanding my situation and offering me the best suit financial solution. Never hesitate to visit them again when I need assistance in future! read less				
Panda Me
12/05/2021

					Jane has processed application very professionally. I am very happy with her approach and service.



In fact this is NOT my... read moreJane has processed application very professionally. I am very happy with her approach and service.



In fact this is NOT my first application with Raffles. It is because of their professionalism and good attitude and service that I am at ease to go back to Raffles for my loans.



I would definitely recommend anyone to Raffles. read less				
Caroline P P
11/30/2021

					Rachel and John have been very professional and courteous in their dealings. They were very patient and listened attentively to... read moreRachel and John have been very professional and courteous in their dealings. They were very patient and listened attentively to my requirements before tailoring a suitable plan. highly recommended. read less				
Alan Ng
11/21/2021

					I had good experience, it was my first time. John & Jane guided me & making sure I understand every... read moreI had good experience, it was my first time. John & Jane guided me & making sure I understand every term before signing anything. Answered my questions patiently and clearly. Able to explain to me all the financial jargon words i do not know of. Quick  fun guide to enjoy the nearby area as well! Kudos to both of them. They really helped me, literally 😀 read less				
Jee M.
11/17/2021

					Had to borrow some funds last minute and both Jane and John has been really helpful with the whole process.... read moreHad to borrow some funds last minute and both Jane and John has been really helpful with the whole process. It’s my first time and lost on the process and they slowly guide me along and explain everything in detailed to me. Had some difficulties midway, and they listened to them carefully and addressed them! read less				
Shawn Lim
11/02/2021

					Very efficient. The advisor is clear in her explanation and also very courteous. Proper checks are done and payment structures,... read moreVery efficient. The advisor is clear in her explanation and also very courteous. Proper checks are done and payment structures, advice is given properly to ensure borrower is clear on everything. Trustable moneylender. read less				
Muhammad Huzaifah Mohamed Salim
10/14/2021

					Staff Rachel, Jane, Joy, John they are efficient, friendly and accommodating. They listen to your needs and give you best... read moreStaff Rachel, Jane, Joy, John they are efficient, friendly and accommodating. They listen to your needs and give you best advices as well. Keep the good works!  They are the best! They are excellent in customer their customer service. The are an asset to the company as well… read less				
Trudyjen Balansag
10/09/2021

					Jane was Great in assisting me with my loan application, fast process and was very patient and  detailed in... read moreJane was Great in assisting me with my loan application, fast process and was very patient and  detailed in explaining to me on things that I was unsure about. Overall fast and great service. Thanks Jane. Highly Recommended 👍 read less				
Thanesh Chandran
10/05/2021

					Jane & John have given me very sound advise as to the loans taken. They have performed more than what... read moreJane & John have given me very sound advise as to the loans taken. They have performed more than what was expected of them. It was a good experience of their fine services. read less				
Lloyd Goh
10/05/2021

					Jane was very patient and very detail with me. Making me understanding more regards to loaning via credit company. Will... read moreJane was very patient and very detail with me. Making me understanding more regards to loaning via credit company. Will definitely be back if there is a need to loan further. Strongly recommend to people who wants to get a loan. read less				
Maxi Inc.
9/20/2021

					I'd like to thank John and Jane. Both of you are kind and professional. Impressive. 👍



To be honest, I was... read moreI'd like to thank John and Jane. Both of you are kind and professional. Impressive. 👍



To be honest, I was reluctant and uncomfortable visiting money lender previously. After visiting Raffles Credit, I felt comfortable and confident to provide my personal information to third party.



Thanks for helping me throughout this time, when I am having financial difficulties.



Even though one day I might become financial freedom. I'll remember your assistance. 👍 All the best and truly appreciate that.



Hopefully this will be the first time and also last time borrowing money from you. Meaning, I would be financial freedom soonest and you guys can still continue to help and provide consultation for those who need urgent cash. 👍 read less				
Z L
9/04/2021

					I sought some financial advice from them. The staff are polite and professional. Thank you for the useful advice! Appreciate it!				
MR LEE
9/03/2021

					Highly Recommended. Staff explained very professionally & patiently to solved my doubts. Loan approved very fast, they tried their best... read moreHighly Recommended. Staff explained very professionally & patiently to solved my doubts. Loan approved very fast, they tried their best to satisfy customer need. read less				
Apple Teo
9/02/2021

					Had a very good experience with Jane & Rachel! They were patience and understanding, and made things very simple for... read moreHad a very good experience with Jane & Rachel! They were patience and understanding, and made things very simple for us for first time loaners. Definitely the best in Singapore! Would definitely return if I’m ever in need of a loan 👍🏽 read less				
Francis Fariz
8/23/2021

					For a first timer, Joy has explain everything to me about the loans and such. Every was understandable. Very kind,... read moreFor a first timer, Joy has explain everything to me about the loans and such. Every was understandable. Very kind, fast and efficient service! Definitely will come back in the future read less				
Khairul Anuar
8/19/2021

					Was easy to find the location. Staff’s were very friendly and helpful. Great place to go as a first timer.... read moreWas easy to find the location. Staff’s were very friendly and helpful. Great place to go as a first timer. Thank you. read less				
GhostShura
8/01/2021

					Very fast and efficient. John was very patient in explaining the process and how the loan will pan out. Definitely... read moreVery fast and efficient. John was very patient in explaining the process and how the loan will pan out. Definitely recommend this place if anyone else needs a painless loan process. read less				
The Chronicles of Lee’s Lee
7/15/2021

					Recommended. John & Team had always been very helpful and friendly. Good deal and good team communications. Feels safe always. Cheers				
Jim Bob
7/07/2021

					Very professional staff with excellent customer service level. Explained details and tried their best to customize plans to fit customer... read moreVery professional staff with excellent customer service level. Explained details and tried their best to customize plans to fit customer needs. It’s a very satisfactory experience, sure will adopt their service next time when needed. read less				
Cheng Chuang
6/07/2021

					Trusted and reliable company to ease your financial needs. Staff are very welcoming and helpful especially if you need flexibility... read moreTrusted and reliable company to ease your financial needs. Staff are very welcoming and helpful especially if you need flexibility for repayment. Going the extra miles to provide possible solution for customers. Highly recommended. read less				
NLyz Sha
5/31/2021

					Service is top notch, time efficient and hassle free. Get the help that i need to finance on some important... read moreService is top notch, time efficient and hassle free. Get the help that i need to finance on some important commitments. Thumbs up to jane for her patience. Thanks! read less				
Ang Nelson
5/07/2021

					Trusted company! Services are great, transparent in everything and nothing hidden. Teams are really professional. 👍



Would definitely recommend to people... read moreTrusted company! Services are great, transparent in everything and nothing hidden. Teams are really professional. 👍



Would definitely recommend to people who needs their service / assistance. read less				
K Goh
5/05/2021

					Very satisfied with Mr john for his efficient and friendly service. Very dedicated staff i can say. Thank u ... read moreVery satisfied with Mr john for his efficient and friendly service. Very dedicated staff i can say. Thank u  Raffles Credit . read less				
Diana Mahmud
5/01/2021

					Had attended by Mr John, he is very professional, given advice to suits my situation. The whole team provide good.... read moreHad attended by Mr John, he is very professional, given advice to suits my situation. The whole team provide good. Service. Very satified the help  provided. read less				
Steven Tan
4/26/2021

					Excellent service with good understanding from the staff. Will definitely use their service again if the need arises. Makes you... read moreExcellent service with good understanding from the staff. Will definitely use their service again if the need arises. Makes you feel comfortable in the usually difficult face to face meeting. read less				
MR CK
4/06/2021

					I have been assisted with  very professional Ms. Grace U. I would like to highly recommend this company. ... read moreI have been assisted with  very professional Ms. Grace U. I would like to highly recommend this company.  I am well assisted on my request and they helped me on a professional manner. read less				
Rodelio Pioquid
3/26/2021

					The consultants cleared my queries clearly, professionally and politely despite we merely sought the financial advice. We will definitely visit... read moreThe consultants cleared my queries clearly, professionally and politely despite we merely sought the financial advice. We will definitely visit them if we need any financial assistance. Happy New Year. read less				
J. LAM KAH ONN
3/23/2021

					The consultants cleared my queries clearly, professionally and politely despite we merely sought the financial advice. We will definitely visit... read moreThe consultants cleared my queries clearly, professionally and politely despite we merely sought the financial advice. We will definitely visit them if we need any financial assistance. Happy New Year. read less				
J. LAM KAH ONN
2/27/2021

					I have regularly used the services of Raffles Credit. They are a professional business who respond promptly, are accommodating and... read moreI have regularly used the services of Raffles Credit. They are a professional business who respond promptly, are accommodating and always professional and respect confidentiality. I have been greatly assisted by Grace, who always takes time to assist me as a customer. Good professional service. read less				
MrK K
2/26/2021

					Looking for urgent funds. Went to Raffles Credit. Gave clear advice and also guidance on loan affordable monthly.

Look for Grace... read moreLooking for urgent funds. Went to Raffles Credit. Gave clear advice and also guidance on loan affordable monthly.

Look for Grace a great customer oriented staff. Really appreciate your service too. Responds fast and smooth process of application. All information kept confidential too. Thank you read less				
TT G
2/20/2021

					Team is very friendly, approachable and very professional. Will help you by providing financial advices as well along with financial... read moreTeam is very friendly, approachable and very professional. Will help you by providing financial advices as well along with financial help. Very much recommended money lender. read less				
phani raj
2/10/2021

					Great & awesome service provided by Joy, John and Jane. Was skeptical initially but this place totally change my perception.... read moreGreat & awesome service provided by Joy, John and Jane. Was skeptical initially but this place totally change my perception. Thanks for the awesome service and help in times of need ! Thumbs up! read less				
Rain Lin
1/28/2021

					Raffles credit is a trustworthy finance company. The financial consultants always provide the excellent services to the people who are... read moreRaffles credit is a trustworthy finance company. The financial consultants always provide the excellent services to the people who are in the financial needs. Well done 👏🏻 read less				
Alpha Might
1/12/2021

					I was attended by Miss Grace. Her service & knowledge on the system was great. She even came down to... read moreI was attended by Miss Grace. Her service & knowledge on the system was great. She even came down to pick me up since I was lost.



Thanks Grace. read less				
Kabilan Puthumai Puthiran
12/15/2020

					Thanks to John for the seamless experience everytime when I need a loan. Friendly and professional environment!  Will highly... read moreThanks to John for the seamless experience everytime when I need a loan. Friendly and professional environment!  Will highly recommend to anyone who needs legal loans. Keep it up guys! read less				
Mohamad Ezuandy
12/11/2020

					It has been my pleasure to be assisted with  very professional team especially Ms. Joy. They are able to... read moreIt has been my pleasure to be assisted with  very professional team especially Ms. Joy. They are able to explain to me in detailed manner all the terms and conditions of my personal loan. I would like to highly recommend this company. I am well assisted on my queries and they helped me on a very nice and professional manner. read less				
Marites Roceta
12/06/2020

					Assisted by friendly and polite officer Grace. She guided me patiently on how the whole loan process works and willing... read moreAssisted by friendly and polite officer Grace. She guided me patiently on how the whole loan process works and willing to go extra length to explain to ensure I fully understand everything. Very satisfied with the service provided especially from Grace. Highly recommended for others who are looking for a legal and reliable moneylender! read less				
Ultraz HD
11/25/2020

					All staff are very friendly and professional. Understanding client needs and processing time fast. Definitely will recommend to my friends... read moreAll staff are very friendly and professional. Understanding client needs and processing time fast. Definitely will recommend to my friends whoever need the financial assistance👍 read less				
Michael Tan
11/18/2020

					Applied for a renovation loan with my husband from Raffles credit last month. The whole process was smooth and clear.... read moreApplied for a renovation loan with my husband from Raffles credit last month. The whole process was smooth and clear. Thumb up for all the friendly staffs in Raffles Credit especially to my loan officers, John and Rachel. 👍🏻 They are professional and trustworthy!! They explained the loan process in detail and made sure that we are fully understanding before further process. Also, Rachel and John helped us to tailor a suitable plan based on our monthly affordability. I never expect the first experience in moneylender will be so smooth and stress-free. I have changed the appearance of moneylending industry because of you guys! Thanks a lot! 😊 read less				
Rachael Anne
11/06/2020

					Have been their customers for 1 years. Good customer service. provide good service and professional advice to my needs. The... read moreHave been their customers for 1 years. Good customer service. provide good service and professional advice to my needs. The staff will help u plan your loan accordingly to what you can afford. read less				
Rizam Ahmad Ariff
10/29/2020

					Friendly place to walk in and no stress to talk to staffs. They willing to hear your issues and to... read moreFriendly place to walk in and no stress to talk to staffs. They willing to hear your issues and to assist you. Specially Jane, and John very friendly and helpful to listen and help your problems. read less				
Mimi doll
10/13/2020

					Service was tip top, loan officer were very helpful and will cater to your needs..Highly recommended!				
suresh Lu
10/12/2020

					I am thankful to John & other friendly officers for the excellent service! 

Honestly,  I am very skeptical about... read moreI am thankful to John & other friendly officers for the excellent service! 

Honestly,  I am very skeptical about this lending industry because this is my first time seeking financial assistance from the lender so I have done lots of research before I visit Raffles Credit.  

John and his colleagues explained everything in detail politely, patiently and professionally. More importantly, they are responsive when come to acknowledging my payment within 30 mins upon receipt of my payment, and I also received the settlement receipt the next following day. Everything is done in a transparent manner. You guys are always my first choice whenever I am in needs. Please keep it up the good work! read less				
Ray Lin
9/17/2020

					John is very friendly and explains everything in very detail, gives me a stress free explanations and makes sure I... read moreJohn is very friendly and explains everything in very detail, gives me a stress free explanations and makes sure I fully understand before proceed to the loan application. Hence he deserves a 5-star review from me! High recommended 🤗 read less				
Ramesh Ramesh
9/16/2020

					The service is good. The staff are the good listeners to understand our needs. Highly recommended!				
Jonatthan DR
9/13/2020

					All Raffles Credit staff deserve the Excellent Service Awards. They are patient, polite and professional in helping my wife and... read moreAll Raffles Credit staff deserve the Excellent Service Awards. They are patient, polite and professional in helping my wife and me tide over the business crisis amid the pandemic. We will recommend to the our contacts who are in financial needs. Highly recommended! read less				
My Cuty
9/09/2020

					John is very friendly and tactical when handling my needs. They offer very flexible and affordable monthly instalments.				
Phua Alvin
9/06/2020

					John is very friendly, active  and Professional. Nice to meet up with you. Thanks.				
soe wai linn
9/03/2020

					Mr John lim is really worth a pat on the back as he always go beyond the service standard ... read moreMr John lim is really worth a pat on the back as he always go beyond the service standard  that I have never expected. He treat customer like a friend and put their concern in his atmost priority during the transaction. Definitely with such standards and service standard. I believe he would be an important asset for the company. Keep it up John lim, many thanks. read less				
Benny 1207
9/03/2020

					I was offered good interest rates as compared to other lending corporations. They explained the overdue/collection/legal clauses as well, in... read moreI was offered good interest rates as compared to other lending corporations. They explained the overdue/collection/legal clauses as well, in addition to clear breakdown of the fee and interest. Satisfied. read less				
A Google User
8/31/2020

					I want to thank John & his team for providing the excellent service for my last visit. John planned and... read moreI want to thank John & his team for providing the excellent service for my last visit. John planned and explained the repayment scheme according to my needs professionally. Good quality and responsive financial advisors who we need! read less				
Ray Lin
8/30/2020