Payday Loan

Low Interest · Easy Repayment · Fast Approval

If you need an emergency financial assistance before you receive your next paycheck, don’t panic. You can take advantage of the Payday Loan offered by the company to take care of your financial problem. As one of the best loan lending companies in Singapore, Raffles Credit understands the challenges of facing unexpected financial difficulties and the company is ready to bail you out of such a financial mess.

The payday loan service offered by the company will help you to be financially buoyant until you receive your next payday. To ensure that you are not put under too much financial stress, we offer you reasonable payment plans that will be convenient for you because of the low-interest rates that we offer. 

So, regardless of whether you need to make your rent payment, take care of some emergency medical expenses, or need some extra cash to keep going till the next payment is received, call on Raffles Credit to give you the appropriate payday loan for your needs.

Why should you consider Raffles Credit Payday Loan?

When you are in a financial emergency, there are tons of loan companies that are ready to offer you their services. Why, then, should you pitch your tent with Raffles Credit? The reasons are not far-fetched. Some of the benefits of patronizing the company are:

Low-interest rates: We are out to alleviate your financial problems and not compound it. As a result, we offer low-interest loans to provide financial assistance whenever you need it.

Easy repayment: This is facilitated by the low interests attached to the loans. You can easily calculate your monthly repayment amount and make it a duty not to default in payment. This will make the process very easy for you.

Fast approval: It can be quite challenging and frustrating if you have to keep waiting for days or weeks to get a loan when you are under intense financial pressure. But with the one hour approval offered by the company, it is very easy for you to get your loan within hours to meet your obligations.

Moneylender Agent

Payday Loan Qualification Criteria

  • Must be 18 years old and above
  • For Singaporean / PR : You must have a regular employment or source of income with an annual income that is $18,000 and above.
  • For Foreigner : You must have a regular employment or source of income with an annual income that is $24,000 and above.
Moneylender Agent

The following documents are required in applying for the Payday Loan:

For Singaporean / Permanent Residents (Minimum Income > S$1500)

  • Identity Card / NRIC
  • Proof of Residence such as Recent Bill or Letter addressed to you (applicable if you do not own the place of residence)
  • Tenancy Agreement (applicable if you are renting a flat)
  • Employment letter and recent 3 months pay slips if your current employment is less than 6 months
  • Know your SingPass (password to log into CPF, HDB, IRAS website)

For Foreigner (Minimum Income > S$2000)

  • A valid work permit / S Pass / Employment Pass
  • Passport​
  • Proof of Employment (staff pass, company pass, recent 3 month payslips & employment letter)
  • Proof of Residence (Tenancy Agreement & recent bill or letter addressed to you)
  • Latest bank statement of account to which salary is credited
  • Singpass (To Download IRAS NOA)
Google REVIEW RATING

Raffles Credit: Licensed Money Lender Singapore Urgent Personal Loan in Singapore IconRaffles Credit: Licensed Money Lender Singapore Urgent Personal Loan in Singapore

17A Circular Road

4.9 257 reviews

  • Avatar Yoga Yip ★★★★★ a week ago
    I highly recommend this financial company if anyone of you want to apply for a quick loan. My loan is … More approved within half an hour. The officers are extremely friendly, polite, and professional when attending me. 👍🏻🙏🏻
  • Avatar vincent lim ★★★★★ a week ago
    John and his colleagues are very helpful in providing their service and useful information to their client. … More
  • Avatar Kun Ti Mathew Lu ★★★★★ 2 weeks ago
    John gives great help every time and they are very friendly and professional...fast response too!
  • Avatar Serene Low ★★★★★ 3 weeks ago
    They are professional advisors who always give me the best support! Highly recommended if anyone needs … More any financial assistance . 👍👍👍👍
  • Avatar Bee Bee ★★★★★ 4 weeks ago
    Thanks Raffles Credit for helping me tide over the most difficult period. The staff are helpful and kind … More in addressing and solving my financial issue.
    The offered repayment plan literally eased my burden.
    Once again, thank you for your help!
  • Avatar Adam Ck ★★★★★ 2 months ago
    Ms Joy displayed friendilness, attentiveness and professionalism understanding my needs and proposing … More a most suitable loan for my needs. This made me felt assured and satisfied. Well done and keep it up!
  • Avatar Eve Ho ★★★★★ 2 months ago
    Staff have been very helpful and they always understand my needs. Always felt comfortable when visiting … More them.
  • Avatar sn nadish ★★★★★ 3 months ago
    Truly professional approach. John and Grace have proven their profession and have assisted me in getting … More my preferential loan and the tenure of payment. Friendly and down to earth service. Hats off to you guys. Thank you.
  • Avatar Srijesh Nair ★★★★★ 2 months ago
    I would like to express my gratitude for the recent loan application with special thanks to John, the … More loan officer. John was friendly and patient, he Really helped me to get through loan process. Thanks for his hard efforts. I will definitely opt for Advance Planners whenever I need any assistance in the future.
    Really recommend Advance Planner as it hassle free to apply loan here
    Thanks once again John for ur effort.
    Sincerely
    Srijesh
  • Avatar Kenneth slut ★★★★★ 4 months ago
    I would like to express my gratitude for the recent loan application with special thanks to John, the … More loan officer. John was friendly and patient, he solved my financial needs extremely well. His preparation work was evident and addressed with the specific problems that I had. I will definitely opt for Advance Planners whenever I need any assistance in the future. HIGHLY RECOMMENDED LENDER IN SG.
    Sincerely,
    Kenneth
  • Avatar mrs RTD ★★★★★ 3 months ago
    I am very happy with this company. They really helped me finish my loan without pressuring me. They are … More very very patient with me especially this past few months that i had struggle financially. All their staff will serve you with a smile. Everything will be properly explained to you .
  • Avatar dee dee ★★★★★ 2 months ago
    Grace, the staff there and colleagues are really friendly. Prompt and efficient service. Will always … More assure the customers. Love them! Thanks guys for your service and support!
  • Avatar Jzun Ng ★★★★★ a month ago
    I reach Advance Planners at e last minute which they r closing soon....
    Sth surprise me is 3 of their
    … More staff greeted me w/ a big smile and welcomed me. I feel delighted w/ such gesture from them.
    Excellent service. Kudos.!
  • Avatar Lan PetJubz ★★★★★ a month ago
    Service is second to none. Honest and transparent in all transactions made available. Customer service … More (Ms Rachel) is excellent and top notch. Definitely recommended for those who are in need.
  • Avatar James Lin ★★★★★ a week ago
    I am a returned Advance Planners Credit customer as they are the most Friendly licensed lender who I … More ever meet. The staff listened to my problems and tailor made a flexible repayment plan for me to pay. Trusted lender!

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