Payday Loan

Low Interest · Easy Repayment · Fast Approval

If you need an emergency financial assistance before you receive your next paycheck, don’t panic. You can take advantage of the Payday Loan offered by the company to take care of your financial problem. As one of the best loan lending companies in Singapore, Raffles Credit understands the challenges of facing unexpected financial difficulties and the company is ready to bail you out of such a financial mess.

The payday loan service offered by the company will help you to be financially buoyant until you receive your next payday. To ensure that you are not put under too much financial stress, we offer you reasonable payment plans that will be convenient for you because of the low-interest rates that we offer. 

So, regardless of whether you need to make your rent payment, take care of some emergency medical expenses, or need some extra cash to keep going till the next payment is received, call on Raffles Credit to give you the appropriate payday loan for your needs.

Why should you consider Raffles Credit Payday Loan?

When you are in a financial emergency, there are tons of loan companies that are ready to offer you their services. Why, then, should you pitch your tent with Raffles Credit? The reasons are not far-fetched. Some of the benefits of patronizing the company are:

Low-interest rates: We are out to alleviate your financial problems and not compound it. As a result, we offer low-interest loans to provide financial assistance whenever you need it.

Easy repayment: This is facilitated by the low interests attached to the loans. You can easily calculate your monthly repayment amount and make it a duty not to default in payment. This will make the process very easy for you.

Fast approval: It can be quite challenging and frustrating if you have to keep waiting for days or weeks to get a loan when you are under intense financial pressure. But with the one hour approval offered by the company, it is very easy for you to get your loan within hours to meet your obligations.

Moneylender Agent

Payday Loan Qualification Criteria

  • Must be 18 years old and above
  • For Singaporean / PR : You must have a regular employment or source of income with an annual income that is $18,000 and above.
  • For Foreigner : You must have a regular employment or source of income with an annual income that is $24,000 and above.
Moneylender Agent

The following documents are required in applying for the Payday Loan:

For Singaporean / Permanent Residents (Minimum Income > S$1500)

  • Identity Card / NRIC
  • Proof of Residence such as Recent Bill or Letter addressed to you (applicable if you do not own the place of residence)
  • Tenancy Agreement (applicable if you are renting a flat)
  • Employment letter and recent 3 months pay slips if your current employment is less than 6 months
  • Know your SingPass (password to log into CPF, HDB, IRAS website)

For Foreigner (Minimum Income > S$2000)

  • A valid work permit / S Pass / Employment Pass
  • Passport​
  • Proof of Employment (staff pass, company pass, recent 3 month payslips & employment letter)
  • Proof of Residence (Tenancy Agreement & recent bill or letter addressed to you)
  • Latest bank statement of account to which salary is credited
  • Singpass (To Download IRAS NOA)
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