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Raffles Credit Pte Ltd is a licensed moneylender (License No. 55/2021) listed in the Registry of Moneylenders, under the Ministry of Law in Singapore.

Licensed Money Lender Personal Loan Serangoon

Licensed Money Lender Personal Loan Sembawang

Immersed in a rich maritime history and now playing an important role in Singapore’s busy shipping trade, Sembawang is home to stunning coastlines that give residents a picturesque neighbourhood backdrop. 

Recreational activities such as those found at Sembawang Park offer space for outdoor fun with views of the open sea. Having been established as a colonial outpost, Sembawang has been a foodie destination for Singaporean favourites like Chye Lye Fish Curry, Chong Pang Nasi Lemak, and White Beehoon. 

Colonial architecture creates a quaint contrast to the modern HDB homes, and there are more housing developments in the pipeline. Blessed with a well-integrated transport system, Sembawang could easily be your new address. 

If you’re looking to upgrade your home, but are short of funds, Raffles Credit’s Bridging Loan – let you secure your more comfortable space in no time.

What is a bridging loan and how does it work?

As the name suggests, bridging loan is the financial assistance you take to be used for the purchase of your new home when upgrading to a larger HDB flat or acquiring private property. The loan works as a bridge for the gap between the purchase of your new home while waiting for the sales proceeds of your current flat. 

To jumpstart your application, borrowers must secure an Option to Purchase (OTP) as a supporting document to state your exclusive right to acquire the property. Our unsecured loan with flexible loan terms can easily fund your dream home purchase up to 6X your monthly income. 

What are the advantages of taking a bridging loan with a money lender?

With the desirability of larger flats that are more comfortable for growing families, there is usually a very short window to guarantee your new property acquisition. This is crucial especially when you need to settle a large down payment quickly. 

Raffles Credit believes that the best financial solution is the one that can be taken easily. We promise to make your loan process simpler and faster with the lightest interest rates from 1%-4%, regardless of your credit history. 

How To Get a Bridging Loan From Us?

Once you have secured your OTP, the rest is easy. We like to keep it simple.

Step 1: Send us a filled-out form online, wherever you are, and immediately receive a confirmed appointment for your visit at our office. 

Step 2: At our office, our friendly loan officers will discuss with you your customised loan plan in detail to make sure you get the exact financing that you need. 

Step 3: Once your loan plan is finalised, agreed upon, and signed, you will receive your cash in no time. 

For faster approval, keep in mind the following eligibility and requirements:

  • You must be at least 18 years old
  • Minimum active monthly income requirement of S$1,500
  • To view our simplified requirements, click here

Why Take a Bridging Loan From Raffles Credit?

Everyone should have equal and easy access to financial services, no matter their credit background or current financial capabilities. Raffles Credit empowers you to achieve your financial balance through our wide range of loan plans with the lightest interest rates possible. 

With our pursuit of excellent customer service, simplest loan processes, and ethical way of business, we can help you stay on top of your finances with peace of mind. 

Raffles Credit is the most trustworthy legal money lender in Singapore. Your dream home begins here. Book your appointment with us today.

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