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Raffles Credit Pte Ltd is a licensed moneylender (License No. 55/2021) listed in the Registry of Moneylenders, under the Ministry of Law in Singapore.

Licensed Money Lender Personal Loan Potong Pasir

Licensed Money Lender Personal Loan Potong Pasir

They say if you want to experience a real Singaporean neighbourhood, you must see Potong Pasir. Bordered by more modern sub-towns of Toa Payoh and Woodleigh, Potong Pasir is an idyllic escape from the cosmopolitan rush while being very accessible to the city centre. 


True to its more relaxed charm, you’ll find more local convenient stores servicing the residents than large scale malls. But the recent addition of the plush Poiz Centre paves the way for an anticipated reinvigoration of Toa Payoh. 

 

One can never go hungry with the profusion of grub selections at The Venue Shoppes near Potong Pasir MRT Station, and the nearby supermarkets such as the Ang Mo and ABC are complete with essential goods and services. Potong Pasir can easily pass as a sub-town that’s excellent for raising a family, being close to educational institutions, and the housing cost remains fairly affordable. 

 

If you’re near Potong Pasir and got caught in financial tension, for whatever reason, Raffles Credit has the right solution for you.

Our Loan Services

No matter your circumstance, Raffles Credit has a wide range of loan assistance for you:

Personal Loan

Finance your emergency expenditures, a dream purchase, or a special moment in your life easier with our most flexible loan offering. 

  • Loanable Amount: Maximum loanable amount of $50,000 or up to 6x your monthly income if your annual earning exceeds $20,000, and up to $3,000 if below.
  • Interest Rate: Lightest interest rates from 1% – 4% per month
  • Repayment Period: Up to 12 months, subject to the terms and conditions of the agreement

Business Loan

This is ideal for SME businesses that have been around for a minimum of one year, with a minimum turnover of $60,000,  and are looking for solutions during the most unpredictable times or are expanding your company’s workforce and infrastructure.

  • Loanable Amount: Our loans can generally grant as much as $200,000, subject to terms and conditions. 
  • Interest Rates: 5% – 15%
  • Repayment Period: Up to 24 months, subject to the terms and conditions of the agreement

Foreigner Loan

A personal loan plan designed specifically for foreigners working or residing in Singapore, to help them during the living cost adjustments, or for any emergency or personal financing needs.

  • Loanable Amount: Up to 6x the applicant’s monthly income 
  • Interest Rates: From 1% – 4%
  • Repayment Period: Up to 12 months, subject to the terms and conditions of the agreement

 

Payday Loan

Our payday loan is great for a short-term fix, such as when you only need to cover your most immediate expenses until your next paycheck schedule.

  • Loanable Amount: Borrow up to 1 month’s worth of your salary
  • Interest Rates: From 1% – 4%
  • Repayment Period: Repay within 1 month or on your next payday

 

Monthly Loan

Our monthly loan could be any of our loan types where borrowers could arrange a fixed repayment amount with the fixed interest rate to be paid monthly in scheduled instalments. This stable repayment scheme allows borrowers to conveniently track and budget expenses while keeping up with their financial commitments.

  • Loanable Amount: $500 – $50,000 or up to 6x the monthly income subject to terms and conditions of loan agreement
  • Interest Rates: 1% – 4%
  • Repayment Period: Up to 12 months, subject to the terms and conditions of the agreement

How Can Raffles Credit Help You?

Everyone should have equal and easy access to financial services, no matter their credit background or current financial capabilities. 

 

Raffles Credit empowers you to achieve your financial balance through our wide range of loan plans with the lightest interest rates possible. 

 

With our pursuit of quality customer service, simplest loan processes, and ethical way of business, we can help you stay on top of your finances with peace of mind.


Raffles Credit is among the licensed money lenders in Singapore. With our wide range of loan plans with flexible repayment terms and lowest interest rates, achieving your financial goals doesn’t have to be any more challenging. Send us a request and let’s discuss your personalised loan plan today.

 

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