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Raffles Credit Pte Ltd is a licensed moneylender (License No. 55/2021) listed in the Registry of Moneylenders, under the Ministry of Law in Singapore.

Licensed Money Lender Personal Loan MacPherson

Licensed Money Lender Personal Loan MacPherson

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Need a personal loan for your next restaurant hopping? There is a licensed moneylender near you!

Why Should You Take Your Personal Loan from a Licensed Moneylender?

Personal loan is the most flexible type of loan: you can use it to pay your bills, buy new furniture, or fund your dream vacation. While taking out a personal loan is easy, make sure you are getting it from a licensed moneylender. Here are the reasons why:

  • It’s safe: With ah longs or loan sharks left and right, you have to protect yourself from falling into their trap. Make sure to transact with licensed moneylenders listed on the Ministry of Law Singapore website
  • Interest rate is capped at 4%: Licensed moneylenders are only allowed to charge a 4% interest rate per month. Anything that goes beyond that is a red flag.
  • Transparent: All licensed moneylenders in Singapore are mandated to be transparent and honest in crafting loan contracts. Borrowers should see to it that they understand all aspects of the loan agreement before signing. 
  • Hassle-free: Unlike banks, dealing with licensed moneylenders means you’re doing less paperwork. As long as you are able to provide all the requirements and have the capacity to pay your loan on time, your application will be smooth.
  • Your credit score does not matter: If the licensed moneylender thinks you can pay the loan with your current monthly income, you can get loan approval even if you have a low credit score.

Steps in Applying for Personal Loan

Step 1: Call or apply online: You may fill out our online application form or contact us at 6235 1788.

Step 2: Visit our office for in-person consultation: Let our loan officers guide you in creating a suitable loan plan for your specific needs.

Step 3: Receive your money on the same day: Once both parties have signed the loan agreement, expect to receive your money in your account after an hour or so.

How Can Raffles Credit Help You?

Our company believes that everyone should have equal and easy access to financial assistance anytime, anywhere. We promise to give the best customer service experience and we will make sure that our loan officers will help you create a custom plan which you can repay within 6-12 months.

Conclusion

Need a personal loan singapore? Raffles Credit got your back!

Raffles Credit is a trusted licensed moneylender in Singapore that offers affordable loan packages with 1-4% charge on interest rates. Talk to us today!

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