Business Loan

Business Loan

Financing options you can tailor to your business

Regardless of how long you have been in business, you may suffer a degree of the recession in your business. Due to some reasons that you find it difficult to explain, your seemingly successful business may face financial challenges.

If you are witnessing this, taking a business loan from Raffles Credit is the way out. We offer you the best Business loan to give your business a soft landing or the resources to revive it.

Before you apply for our loan, check the qualification criteria for all loan borrowers and see whether you are qualified for the loan.

Business Loan Qualification Criteria

These are the few qualification criteria you must satisfy before you can get the loan:

  • Your business must be registered in Singapore.
  • You must have been in the business for a minimum of one year
  • Minimum Turnover of $60,000

If you meet these conditions, you also need to submit some important documents for verification.

Moneylender Agent
Moneylender Agent

Documents for Verification​

  • ALL Directors / Partners NRIC
  • Recent Information report (Business Profile) from the Accounting & Corporate Regulatory Authority (ACRA)
  • Recent Income tax assessment notice (Both personal & company)
  • Recent Financial Statement
  • Recent Invoices or Business Contracts
  • Recent Utility bills under the company name
  • Recent 6 months bank statements
  • List of Assets Own by the Company, Directors & Partners (If Any)
  • Office / Shop Tenancy Agreement (If Any)
  • Singpass (To Download IRAS NOA)
If you are still contemplating whether to go for the loan or not, consider some of the benefits of taking advantage of Raffles Credit Business Loan:
  • Attractive interest

    The interest rates charged are attractive enough for you because we make the rates relatively low for customers’ convenience.
  • Collateral-free

    Since we understand that a lack of collateral may serve as an impediment for business people who are really in need of this loan, we make it collateral-free. If you need this financial assistance, apply for it without delay without any collateral.
  • Quick approval

    The company will not keep you waiting and in suspense, approval of loan applications for qualified borrowers is not delayed so they can quickly invest in their business. If you are qualified, your loan application may be approved in less than an hour.
Moneylender Agent & Client
Google REVIEW RATING

Raffles Credit: Licensed Money Lender Singapore Urgent Personal Loan in Singapore IconRaffles Credit: Licensed Money Lender Singapore Urgent Personal Loan in Singapore

17A Circular Road

4.9 257 reviews

  • Avatar Yoga Yip ★★★★★ a week ago
    I highly recommend this financial company if anyone of you want to apply for a quick loan. My loan is … More approved within half an hour. The officers are extremely friendly, polite, and professional when attending me. 👍🏻🙏🏻
  • Avatar vincent lim ★★★★★ a week ago
    John and his colleagues are very helpful in providing their service and useful information to their client. … More
  • Avatar Kun Ti Mathew Lu ★★★★★ 2 weeks ago
    John gives great help every time and they are very friendly and professional...fast response too!
  • Avatar Serene Low ★★★★★ 3 weeks ago
    They are professional advisors who always give me the best support! Highly recommended if anyone needs … More any financial assistance . 👍👍👍👍
  • Avatar Bee Bee ★★★★★ 4 weeks ago
    Thanks Raffles Credit for helping me tide over the most difficult period. The staff are helpful and kind … More in addressing and solving my financial issue.
    The offered repayment plan literally eased my burden.
    Once again, thank you for your help!
  • Avatar Adam Ck ★★★★★ 2 months ago
    Ms Joy displayed friendilness, attentiveness and professionalism understanding my needs and proposing … More a most suitable loan for my needs. This made me felt assured and satisfied. Well done and keep it up!
  • Avatar Eve Ho ★★★★★ 2 months ago
    Staff have been very helpful and they always understand my needs. Always felt comfortable when visiting … More them.
  • Avatar sn nadish ★★★★★ 3 months ago
    Truly professional approach. John and Grace have proven their profession and have assisted me in getting … More my preferential loan and the tenure of payment. Friendly and down to earth service. Hats off to you guys. Thank you.
  • Avatar Srijesh Nair ★★★★★ 2 months ago
    I would like to express my gratitude for the recent loan application with special thanks to John, the … More loan officer. John was friendly and patient, he Really helped me to get through loan process. Thanks for his hard efforts. I will definitely opt for Advance Planners whenever I need any assistance in the future.
    Really recommend Advance Planner as it hassle free to apply loan here
    Thanks once again John for ur effort.
    Sincerely
    Srijesh
  • Avatar Kenneth slut ★★★★★ 4 months ago
    I would like to express my gratitude for the recent loan application with special thanks to John, the … More loan officer. John was friendly and patient, he solved my financial needs extremely well. His preparation work was evident and addressed with the specific problems that I had. I will definitely opt for Advance Planners whenever I need any assistance in the future. HIGHLY RECOMMENDED LENDER IN SG.
    Sincerely,
    Kenneth
  • Avatar mrs RTD ★★★★★ 3 months ago
    I am very happy with this company. They really helped me finish my loan without pressuring me. They are … More very very patient with me especially this past few months that i had struggle financially. All their staff will serve you with a smile. Everything will be properly explained to you .
  • Avatar dee dee ★★★★★ 2 months ago
    Grace, the staff there and colleagues are really friendly. Prompt and efficient service. Will always … More assure the customers. Love them! Thanks guys for your service and support!
  • Avatar Jzun Ng ★★★★★ a month ago
    I reach Advance Planners at e last minute which they r closing soon....
    Sth surprise me is 3 of their
    … More staff greeted me w/ a big smile and welcomed me. I feel delighted w/ such gesture from them.
    Excellent service. Kudos.!
  • Avatar Lan PetJubz ★★★★★ a month ago
    Service is second to none. Honest and transparent in all transactions made available. Customer service … More (Ms Rachel) is excellent and top notch. Definitely recommended for those who are in need.
  • Avatar James Lin ★★★★★ a week ago
    I am a returned Advance Planners Credit customer as they are the most Friendly licensed lender who I … More ever meet. The staff listened to my problems and tailor made a flexible repayment plan for me to pay. Trusted lender!

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