Raffles Credit Blog

Foreigners have little to no financial support services in Singapore before. Now, they have a list of the best services from banks and financial institutions.

Here is a list of the best foreigner loans in Singapore and how you can apply for them this 2021. The requirements and criteria are included here as well.

From exorbitant home rental prices, medical emergencies, to living cost adjustments, foreigners would often find that living in one of...

The COVID-19 outbreak brought with it a series of Circuit Breaker measures in the hopes to slow down the spread...

Depending on the location, amenities, and other factors, rental rates for studio apartments may vary. On average, rates start at...

Are you one of those businesses struggling to make ends meet due to the pandemic? You're not alone. Many small...

When you're running a business, you'll likely encounter circumstances that require you to have some cash on hand. That may...

Amidst the COVID-19 outbreak, we have all grown accustomed to expecting the unexpected, from the latest updates about the pandemic...

The majority of Singaporeans think that taking a loan isn't a healthy thing, as far as their finances are concerned....

If “saving more money” was on your 2020 to-do list, then you may well possibly still keep having it there...

Due to the need to take loans to support the salaries that most Singaporeans earn, there has been an increase...

The best thing about living in Singapore is having access to the best private and public services and facilities. However,...

Taking a loan in Singapore is a normal occurrence, depending on your reason for taking that loan. There are any...

Payday loans are unsecured, short-term loan type that attracts high-interest rates. This type of loan can be used to cover...

A moneylender may be described as a person or group that is able to offer small types of personal loans...

The financial industry is in itself very tough. Even with the money lending business that is present within it. Singapore’s...

Ways To Get Quick Cash There are different ways to have quick cash, some of them are getting loans through...

Living in Singapore, having cash emergencies is not unusual. You forgot about budgeting for this month’s rent. Maybe you need...

First-time homeowners in Singapore usually resort to going for an HDB flat. It's almost a no-brainer. You can get quality...

Situated in the planning area of Kallang, it’s the smallest subzone in the area. But if you’ve found yourself around...

Introduction:   In the most basic definition, cryptocurrency is a digital currency protected through cryptography. With this technology, cryptocurrency is...

There’s no doubt, traveling and exploring with the whole family can make the bond stronger. But did you know that...

Also known as Geylang East, Eunos is a small residential neighborhood conveniently close to various transport hubs, schools, and several...

Eating with friends and family is a great experience, but as we grow older, we deserve to have a moment...

Marriage is a big decision. Under it are more big decisions, especially concerning your wedding day. One thing that is...

Located in Northeast Singapore, Yio Chu Kang is a sub-urban district with relative proximity to many areas in Singapore. If...

Tiong Bahru is Singapore's oldest residential area constructed way back in the 1920's. As a result, there has always been...

Taking a weekend trip to tantalising Telok Blangah? Here are our top suggestions if you're looking for a nice, relaxing...

Taking a trip to Changi but not sure what to do or what to start? In this article, we give you some suggestions for a grand time in Changi, Singapore!

Curious what Bedok has to offer before your visit? We have just the thing. In this article we list out a few places and activities for you to check and visit!

Unlike the largely metropolitan whole that is Singapore, the town of Yishun can be described as tame in comparison. If...

Passing by Choa Chu Kang and wondering what you can do around the area for a little bit of fun? In this article we list a few of our suggestions for a good time in Choa Chu Kang!

As studies reveal a high chance for online fatigue due to daily work which relies heavily on the internet due...

Wondering what activities you can do and places you can visit in Bukit Timah, Singapore? You're in luck! We've listed them down for you in this article.

Singapore's Chinatown is no doubt a place with much to offer, but all the options may leave you overwhelmed. Don't fret, we've cut them down to five for you!

Burn Calories at Jalan Besar Stadium If you feel lazy, that’s exactly the perfect time to get moving. And working...

Geylang is a busy city. Being a working-class community, it’s no surprise the place is crowded, vibrant, and lively 24/7....

Are you up for a cultural adventure? Then you’re eyeing the right spot! Known for its colorful and lively vibe,...

More people are riding their own motorcycle in Singapore. It's the perfect compromise between skipping public transport and owning a...

There's a magic about weddings that a lot of us have been enamored by, even way back when we were...

Being stuck at home for months due to lockdown protocols can be tiring and, in some instances, make us feel...

Facing your phone and laptop’s screen every day can drain you and can affect your mental health negatively.  Luckily, there...

Everyone had a hard time coping with the lifestyle changes brought about by the pandemic. The adjustments were hard enough...

Anyone with a powerful idea for a business with a unique selling proposition can quickly find the funding and support...

Performing a home renovation project is by no means a small or inexpensive task. However, with proper planning and forethought, homeowners...

Every home is special, and truthfully, they're irreplaceable. Whether you're a property owner or tenant, your residence gives you comfort...

Deciding which money lenders in Singapore are best suited to your borrowing needs can be difficult. This is especially true...

If there's a group of people widely feared in Singapore, they are the ah longs. Unlicensed money lenders or loan...

Most individuals turn to banks or moneylenders for financial assistance. For some, they need it for debt consolidation, or renovation...

There may be a hundred reasons that could make one person apply for a loan. It can be for the...

If you need a money loan Singapore, you won't need to look too far. Online, you'll find a great number...

In life, you will never know what will happen or what your financial circumstances will look like. To prepare for...

Passive income Singapore is an income acquired from a small partnership, rental property or other earnings when the person earning...

The Registry of Moneylenders (RoM) oversees the registration and regulation of moneylenders in Singapore. It determines who should be among...

It’s a given that paying off debt is difficult. What’s worse is keeping track of a bunch of them, considering...

While there are plenty of things one can consider doing while currently in quarantine, some people have been rather keen...

As time passes, change is inevitable. Apparently, this has been much easier to be noticed given the impacts of the...

It is always advised by banks, lenders, and literally anyone that people as borrowers should only avail of deals that...

In this age, especially in these times of crisis, securing a loan is very important to people--especially for those in...

The Moneylenders Act is a government regulation under the Ministry of Law in Singapore that aims to protect the interest...

A lot of foreigners who visit and live in Singapore usually ask this question relatively often, especially when it comes...

When in need of loan to finance personal, family or even business emergencies, remember to borrow solely from licensed moneylenders...

Singapore is one of the world’s top savers. World Bank data shows that Singapore saves 54.5% of its Gross Domestic...

If you are someone who is eagerly eyeing to purchase an HDB apartment unit, but is anxious about it because...

Borrowing money could always be risky. Once we fail to meet our deadline or comply with the bills we have...

Most people dream of owning their own home at some point in their lives. You, too, may desire to do...

It's a significant puzzle that every Singaporean dreaming to own a car must answer: should I go for a COE...

When you want to take out a loan for your business and you need it immediately, you can get a...

Singapore has an excellent selection of personal bank loans you can use for any purpose. However, Singapore bank personal loans...

Singapore is one of the world's most expensive countries. Any Singaporean knows that banks have stringent requirements for borrowers in...

Moneylending is a legitimate business in Singapore with an illegal twist to it. Loan sharks parade around as moneylenders, offering...

Why Cashless? Paying coins and paper money makes a transaction feel much more genuine. However, modern conveniences have made it...

A good education is essential for anyone competing in Singapore and the world's tight ship of highly-qualified professionals. Furthermore, it...

What is a credit score? When the coronavirus pandemic halted global businesses and normal activities, countries were in a race...

Wedding ceremonies are beautiful and mark the start of a new journey with someone else. For most people, especially ladies,...

Are you tired of coming across the same old money lending advertisements? Are they scamming your mobile phone all the...

It is not surprising that we hear frightening stories from victims who had fallen into loan sharks' trap throughout the...

What Is Cash Advance?  Cash advance is the process of obtaining cash through the use of a credit card. The...

Personal loans Singapore banks and financial institutions offer are convenient for buyers who need a considerable amount of cash in...

A credit report is generated by the Credit Bureau Singapore. This report gives a summary of credit acquisition as well...

The loss of a family member is not easy for anyone. In most cases, many people often find themselves unprepared...

There are a lot of different reasons why people apply for cash loans, without knowing they are making mistakes that...

Credit cards have become an integral part of our modern life. It provides an easy and convenient way of purchasing...

Singapore gives businesses of every size the perfect opportunity to make partnerships and establish their brands. However, starting up a...

Are you planning to buy a motorcycle but don’t know where to start? You need to do proper research for...

Moneylending has become an important industry in Singapore. It has helped millions of people across generations with their financial needs....

Singapore's Circuit Breaker has saved many lives, but it has left economic scars that the small and medium enterprises(SMEs) felt...

The reviews of moneylenders are useful for first-timer borrowers as well as those individuals who are in search of a...

Multiple loans are pooled together into one large debt, and in a pile of unresolved debts?  You may wish to...

Emergencies can happen to anyone and at any time. It may be important for you to consider where you can...

When the bills accumulated become too large to be repaid on time, or if you've neglected your repayments badly, there...

What does the TDSR do?Total Debt Servicing Ratio, also known as TDSR, is a system for the government of Singapore...

You have graduated from college, obtained a degree, and now, you’re working on your dream job. However, it is undeniable...

If you've read all the steps required when taking out a home loan, car loan or even a renovation loan,...

Despite Singapore having excellent public transportation services, some people will always want to settle with a car of their own....

In today’s world, it is either you work for a company or you yourself provide job opportunities for other people....

Food is something that everyone needs in our daily lives and most of the time, people do their groceries to...

Money is usually an instrument for investment. A way to increase the value of an asset in return is by...

Today, financial woes have become a very common occurrence for most people. Unless you belong to the less than 1%...

Licensed moneylenders are said to charge higher interests. This is as they get compared to banks. Of importance is to...

Taking out a personal loan can be a scary for some individuals. Regardless of the interest being charged, both high...

It is not uncommon to take loans in Singapore. It has become a way of life. Despite the fact that...

In Singapore when you are researching and making a comparison between payday loans and credit card cash advances, you will...

The moneylending scene in Singapore has been fraught with cases of fraud and cheating, with moneylenders charging unsuspecting customers heavy...

Getting a loan in Singapore is a pretty straightforward process if you go through the right channels. Lending institutions include...