Raffles Credit Blog

A collection of articles, stories, tips & tools designed
to keep your small business moving

Top 5 Things to Do at Joo Chiat

Discover the vibrant cultures that thrive in Singapore. Get to know the colorful Peranakan heritage by doing some of the best things to do at Joo Chiat.

24-Hour Money Lenders Singapore: Guide to Borrowing Safely

No matter how much we have saved, there may be instances where you will need a boost in your cash...

UOB Gold Price: Daily Rates and How to Start Investing

Amidst the COVID-19 outbreak, we have all grown accustomed to expecting the unexpected, from the latest updates about the pandemic...

5 Reasons You Need To Visit Woodlands in Singapore

Learn about the things to do at Woodlands and how it can be your perfect destination for a getaway! P.S. If you are a nature lover, this is the place for you.

Here Are the Things Not To Miss When Visiting Balestier

If you're looking for things to do in Balestier, check out this list of attractions that are a must-see and activities that are a must-do when you're in town.

Top 5 Things To Do in Kallang: A Quick Guide for Tourists

Looking for some ideas on things to do in Kallang? Here are the top five things you can expect to see and experience when traveling around the Kallang area.

Head to These Areas in MacPherson for a Unique Experience

Discover these five places where you can explore the best of MacPherson like no one else. Explore our guide and get an experience of a lifetime for your trip.

The Ultimate Guide to a Fun Day in Tampines Singapore

There's so much to see and do in Tampines! This guide will help you make the most of your time - from parks and playgrounds to restaurants and shopping

Explore Toa Payoh Like a Local: 5 Underrated Things To Do

Are you looking for underrated things to do in Toa Payoh? Look no further! We’re sharing our favorite activities that you shouldn’t miss when visiting.

5 Activities for an Enjoyable Time in Tanjong Pagar

Are you looking for the best things to do in Tanjong Pagar? Look no further! We’re sharing our favorite activities that you shouldn’t miss when visiting.

Simei Singapore Weekend Guide: Attractions and Activities

Are you looking for attractions and activities in Simei? Check out our top recommendations of what to do in Simei! This place has a lot to offer from malls to parks!

5 Exciting Things to Do in Kampong Ubi You Shouldn’t Miss

Are you looking for the top things to do in Kampong Ubi? Look no further! We’re sharing our favorite activities that you shouldn’t miss when visiting.

The Best Places To Eat and Shop in Tanglin Singapore

Are you looking for the best places to eat and shop in Tanglin? Look no further! We’re sharing our favorite restaurants and shopping centers you’ll want to check out.

Top 5 Must-Visit Attractions in Sembawang

Are you looking for the must-visit attractions in Sembawang? Here are some that you should check out: Sembawang Hot Spring, Sembawang Park, and a lot more!

Serangoon Travel Guide: Where to Dine & Shop

Are you looking for places to dine and shop in Serangoon? Here are some that you should check out: Chomp Chomp Food Centre, Cottontail Creamery, and more!

The Best Ways to Explore and Enjoy Shenton Way

Shenton Way is a street in the Central Business District of Singapore. Lying between Raffles Place and Marina Centre, it...

5 Best Things To Do in Orchard Singapore

Orchard Road is Singapore’s most famous shopping street, and for good reason. With its luxurious malls and high-end retailers, it’s...

5 Underrated Spots in Seletar You Should Try

If you're looking for a new place to explore, Seletar is definitely worth checking out. While it's not as well-known...

5 Best-Rated Food and Restaurants in Redhill Singapore

Are you looking for the best food and restaurants in Redhill Singapore? If so, you’ve come to the right place!...

5 Best Places To Visit in and Around Potong Pasir

When compared to other larger neighborhoods that boast more modern facilities, Potong Pasir is underdeveloped. However, residents don’t seem to...

Top 5 Things To Do at Outram Park

Outram Park is a well-known area for medical professionals and academics to stay. Home to the Singapore General Hospital (and...

5 Things To Do in Marsiling Singapore

Marsiling is a small, yet developed neighborhood in Singapore. It extends from the north of Woodlands Square all the way...

How to Cancel Credit Card: A Repercussion-Free Way to Close Your Card

Credit cards are a huge benefit for many customers, but there comes a time that you have too many cards...

5 Best Things to Do in Aljunied Singapore

There are a number of recreational spots in Aljunied Singapore. With beautiful parks, green spaces and open green areas, you...

5 Things to Do in Marine Parade You Shouldn’t Miss

Marine Parade is one of Singapore's most famous beach hotspots. It has a bunch of great things to do, from...

5 Things to Do in Hougang Singapore During the Weekend

Friday has come and it is time for you to leave the office behind in exchange for fun activities. Your...

Top 5 Things to Do in Dhoby Ghaut

Visiting Dhoby Ghaut is like traveling back in time. Dhoby Ghaut used to be the center of Singapore's social life,...

Top Things To Do in Novena Singapore

If you're looking for things to do in the Novena area of Singapore, you're in luck! There are plenty of...

5 Best Things to Do in Bugis Singapore

Planning on having a weekend escape trip to Singapore? If you are looking for some insights on what are the...

5 Amazing Things to Do in Braddell Singapore

In the beautiful city of Singapore, there are many hidden gems that you might have never heard about. One such...

5 Hidden Things to Do in Bishan Singapore

5 Things to Do in Ang Mo Kio Singapore

Ang Mo Kio is really underrated. Did you know there are awesome cultural sites and great parks for your daily...

5 Things To Do in Admiralty Singapore

As Singapore continues to grow and progress at a rapid pace, Admiralty is one of the thriving areas that we...

Singapore Savings Bonds: A New Guide For Investors (2022)

The Singapore Savings Bond, issued by the Singapore Government, is one of the Singapore Government securities tailored-made for individual investors...

5 Hidden Eunos Food Gem You Should Not Miss

Eunos, also known as Geylang East, is a small town where you’ll find outstanding and hidden food finds. Here are...

Top 5 Jalan Besar’s Food You Should Try

Jalan Besar is a charming neighbourhood where you will find a mix of old and new food discoveries. Here are...

The 5 Best River Valley Food & Restaurants

River Valley is one of Singapore’s prime neighbourhoods. Aside from many affluent mansions, you’ll also find plenty of culinary options...

The 5 Best Commonwealth Food & Restaurants

Commonwealth, being a small area in the central-western part of Singapore, you will only find a few restaurants around. Yet,...

5 Geylang Food & Restaurants You Should Try

Geylang is one of the go-to places for food adventurers. It has also been dubbed one of Singapore's best supper...

The 5 Best Restaurants in Rochor

The Rochor district is a popular spot to try out some of the best foods in Singapore. Here are some...

Top 5 Restaurants to Eat the Best Food in Yio Chu Kang

Stressful weekdays are part of any professional career. Thankfully, working in Singapore gives you many ways to diffuse and relax...

5 Food Places in Yishun Worth the Try

If you ever ask anyone where's the perfect place to unwind after a hard weekend, they'll direct you to Yishun....

5 Best Food & Restaurants in Buona Vista

You'll want to go for a well-deserved weekend getaway. Great dining is in the mix. You've hiked Rochester Park or...

Exploring Little India Singapore: 5 Best Places to Eat and Chill

One of the most vibrant districts in Singapore, Little India, will give its visitors a glimpse of the rich and...

6 Best Foreigner Loans you can get from banks in Singapore (2022)

Here is a list of the best foreigner loans in Singapore and how you can apply for them this 2021. The requirements and criteria are included here as well.

2022 Review for Best Business Loan Interest Rate in Singapore

Are you one of those businesses struggling to make ends meet due to the pandemic? You're not alone. Many small...

Is it Possible to Make Investment In Singapore for Small Income?

Money is usually an instrument for investment. A way to increase the value of an asset in return is by...

What Makes a Money Lender Singapore Reliable?

There may be a hundred reasons that could make one person apply for a loan. It can be for the...

Where to Head to Wed: 8 Affordable Wedding Venues in Singapore Under S$4,000

Marriage is a big decision. Under it are more big decisions, especially concerning your wedding day. One thing that is...

5 Sengkang Food Places You Should Not Miss

For someone who hasn’t really explored Sengkang, you might be perplexed when asked what’s good to eat in this relaxed...

What You Should Do In 2022 To Improve Your Finances

If “saving more money” was on your 2021 to-do list, then you may well possibly still keep having it there...

A Foreign Worker’s Comprehensive Guide to Foreigner Loans in Singapore

Foreigners have little to no financial support services in Singapore before. Now, they have a list of the best services from banks and financial institutions.

Best Personal Loan Interest Rates 2022

If you need a money loan Singapore, you won't need to look too far. Online, you'll find a great number...

What Is Cryptocurrency: All You Need To Know

Introduction: In the most basic definition, cryptocurrency is a digital currency protected through cryptography. With this technology, cryptocurrency is...

Best Monthly Instalment Loans for Different Credit Scores in Singapore (2022)

Whether it’s auto loans, personal loans, or payday loans, instalment loans come in many different forms. However, not all financing...

No High Credit Score Required: Best Loan Rate in 2022

Most individuals turn to banks or moneylenders for financial assistance. For some, they need it for debt consolidation, or renovation...

A Guide To Finding The Best Small Business Loans In Singapore (2022)

The COVID-19 outbreak brought with it a series of Circuit Breaker measures in the hopes to slow down the spread...

The 5 Best Food and Restaurants in Punggol

Beyond just the glorious sunset of the Waterway Park, Punggol may be a less explored neighbourhood of waterfront housing and...

Best Low-Interest Loans for Foreigners in Singapore 2022

From exorbitant home rental prices, medical emergencies, to living cost adjustments, foreigners would often find that living in one of...

Best Endowment Savings Plans In Singapore 2022

In life, you will never know what will happen or what your financial circumstances will look like. To prepare for...

Best Home Insurance Singapore This 2022

Every home is special, and truthfully, they're irreplaceable. Whether you're a property owner or tenant, your residence gives you comfort...

Start-Up Singapore: 13 Start-Ups to Watch (2022)

Anyone with a powerful idea for a business with a unique selling proposition can quickly find the funding and support...

How Much Do You Need to Save for a Wedding in Singapore This 2022?

There's a magic about weddings that a lot of us have been enamored by, even way back when we were...

Can Foreigners Get a Loan in Singapore?: A Guide to Personal Loans

Although it is one of the smallest countries in Southeast Asia, Singapore is still considered one of the best places...

Studio Condo (Singapore): Is Shoebox Apartment Living Worth It?

Depending on the location, amenities, and other factors, rental rates for studio apartments may vary. On average, rates start at...

Business Loan vs Personal Loan: Which is Better for Your Business?

When you're running a business, you'll likely encounter circumstances that require you to have some cash on hand. That may...

What is the Benefit of Obtaining a Personal Loan Singapore?

The majority of Singaporeans think that taking a loan isn't a healthy thing, as far as their finances are concerned....

Illegal Money Lending: How They Trick You Into Believing Them

Due to the need to take loans to support the salaries that most Singaporeans earn, there has been an increase...

Unlicensed Money Lender: Complete Guide To Distinguish Them

The best thing about living in Singapore is having access to the best private and public services and facilities. However,...

6 Things to Consider Before Getting Your First Personal Loans

Taking a loan in Singapore is a normal occurrence, depending on your reason for taking that loan. There are any...

Pros And Cons Of Payday Loan

Payday loans are unsecured, short-term loan type that attracts high-interest rates. This type of loan can be used to cover...

What You Should Know About A Licensed Moneylender

A moneylender may be described as a person or group that is able to offer small types of personal loans...

Pro And Cons Of Instant Cash Loan Singapore

The financial industry is in itself very tough. Even with the money lending business that is present within it. Singapore’s...

How To Obtain Fast Cash Loan in Singapore

Ways To Get Quick Cash There are different ways to have quick cash, some of them are getting loans through...

Best Payday Loan Singapore Right For You?

Living in Singapore, having cash emergencies is not unusual. You forgot about budgeting for this month’s rent. Maybe you need...

Resale Vs BTO HDB Flat: 9 Factors to Consider Before Buying

First-time homeowners in Singapore usually resort to going for an HDB flat. It's almost a no-brainer. You can get quality...

5 Things to Do Near Boon Keng, Singapore

Situated in the planning area of Kallang, it’s the smallest subzone in the area. But if you’ve found yourself around...

5 Family-Friendly Places To Visit in River Valley For A Gastronomic Weekend Getaway

There’s no doubt, traveling and exploring with the whole family can make the bond stronger. But did you know that...

Best Food in Eunos under $10 and Where To Find Them

Also known as Geylang East, Eunos is a small residential neighborhood conveniently close to various transport hubs, schools, and several...

5 Amazing Food Hubs to try in Commonwealth Singapore

Eating with friends and family is a great experience, but as we grow older, we deserve to have a moment...

5 Best Things To Do Near Yio Chu Kang

Located in Northeast Singapore, Yio Chu Kang is a sub-urban district with relative proximity to many areas in Singapore. If...

5 Fun Things You Can Do in Tiong Bahru

Tiong Bahru is Singapore's oldest residential area constructed way back in the 1920's. As a result, there has always been...

5 Things to Do in Telok Blangah on Weekends

Taking a weekend trip to tantalising Telok Blangah? Here are our top suggestions if you're looking for a nice, relaxing...

5 Fun Things to Do in Changi, Singapore

Taking a trip to Changi but not sure what to do or what to start? In this article, we give you some suggestions for a grand time in Changi, Singapore!

5 Things to Do in Bedok, Singapore

Curious what Bedok has to offer before your visit? We have just the thing. In this article we list out a few places and activities for you to check and visit!

5 Exciting Family Things to Do in Yishun

Unlike the largely metropolitan whole that is Singapore, the town of Yishun can be described as tame in comparison. If...

5 Fun Things to Do in Choa Chu Kang, Singapore

Passing by Choa Chu Kang and wondering what you can do around the area for a little bit of fun? In this article we list a few of our suggestions for a good time in Choa Chu Kang!

5 Things You Shouldn’t Miss When Visiting Buona Vista

As studies reveal a high chance for online fatigue due to daily work which relies heavily on the internet due...

The 5 Best Things to See and Do in Bukit Timah, Singapore

Wondering what activities you can do and places you can visit in Bukit Timah, Singapore? You're in luck! We've listed them down for you in this article.

5 Fun Things You Can Do in Chinatown Singapore

Singapore's Chinatown is no doubt a place with much to offer, but all the options may leave you overwhelmed. Don't fret, we've cut them down to five for you!

5 Fun Things to Do in Jalan Besar that can boost your mood instantly

Burn Calories at Jalan Besar Stadium If you feel lazy, that’s exactly the perfect time to get moving. And working...

Experience Geylang’s Rich Taste and Tradition in these 5 Fun Activities

Geylang is a busy city. Being a working-class community, it’s no surprise the place is crowded, vibrant, and lively 24/7....

Top 5 Fun and Filling Things to Do in Little India Singapore

Are you up for a cultural adventure? Then you’re eyeing the right spot! Known for its colorful and lively vibe,...

Singapore Motorcycle 101: How Much Will It Cost You and Where to Get the Best Deal?

More people are riding their own motorcycle in Singapore. It's the perfect compromise between skipping public transport and owning a...

Top 5 Arts & Culture Spots to Visit in Rochor

Being stuck at home for months due to lockdown protocols can be tiring and, in some instances, make us feel...

5 Best Things to Do and Places to Explore Near Sengkang

Facing your phone and laptop’s screen every day can drain you and can affect your mental health negatively. Luckily, there...

5 Fun & Kid-Friendly Activities To Do in Punggol Singapore

Everyone had a hard time coping with the lifestyle changes brought about by the pandemic. The adjustments were hard enough...

Personal Loan vs Renovation Loan: Which Is Best for Your Home Improvement?

Performing a home renovation project is by no means a small or inexpensive task. However, with proper planning and forethought, homeowners...

10 Reasons to Borrow from Licensed Private Money Lenders in Singapore

Deciding which money lenders in Singapore are best suited to your borrowing needs can be difficult. This is especially true...

10 Red Flags to Detect Illegal Money Lenders in Singapore

If there's a group of people widely feared in Singapore, they are the ah longs. Unlicensed money lenders or loan...

14 Doable Ways to Earn Passive Income in Singapore (2022)

Passive income Singapore is an income acquired from a small partnership, rental property or other earnings when the person earning...

The Role of the Registry of Moneylenders

The Registry of Moneylenders (RoM) oversees the registration and regulation of moneylenders in Singapore. It determines who should be among...

Which Is the Best Balance Transfer Rate in Singapore

It’s a given that paying off debt is difficult. What’s worse is keeping track of a bunch of them, considering...

Average Cost of HDB Renovation in Singapore

While there are plenty of things one can consider doing while currently in quarantine, some people have been rather keen...

Which Home Renovation Loan Is the Best in Singapore

As time passes, change is inevitable. Apparently, this has been much easier to be noticed given the impacts of the...

Singapore Government Tips On Managing Debts

It is always advised by banks, lenders, and literally anyone that people as borrowers should only avail of deals that...

Where Can I Find 12 Months Loan Lenders Singapore?

In this age, especially in these times of crisis, securing a loan is very important to people--especially for those in...

Guide on Singapore’s Moneylenders Act

The Moneylenders Act is a government regulation under the Ministry of Law in Singapore that aims to protect the interest...

Can Foreigners Borrow Money in Singapore?

A lot of foreigners who visit and live in Singapore usually ask this question relatively often, especially when it comes...

How to Apply for Legal Loans in Singapore

When in need of loan to finance personal, family or even business emergencies, remember to borrow solely from licensed moneylenders...

Emergency Fund: How Much You Need & 3 Ways To Get Started

Singapore is one of the world’s top savers. World Bank data shows that Singapore saves 54.5% of its Gross Domestic...

HDB Loan Eligibility: Guide to Buying Your First HDB

If you are someone who is eagerly eyeing to purchase an HDB apartment unit, but is anxious about it because...

Loan Guarantor Role and Responsibilities

Borrowing money could always be risky. Once we fail to meet our deadline or comply with the bills we have...

10 Golden Rules on How to Save Money When Building a House

Most people dream of owning their own home at some point in their lives. You, too, may desire to do...

COE Renewal: Bank Loan or In-House Loan?

It's a significant puzzle that every Singaporean dreaming to own a car must answer: should I go for a COE...

Your Guide to Getting the Best Short-Term Loans in Singapore

When you want to take out a loan for your business and you need it immediately, you can get a...

Secured vs Unsecured Loan: What’s The Difference?

Singapore has an excellent selection of personal bank loans you can use for any purpose. However, Singapore bank personal loans...

Advantages of Using a Licensed Money Lender vs Bank in Singapore

Singapore is one of the world's most expensive countries. Any Singaporean knows that banks have stringent requirements for borrowers in...

Maid Runaway Singapore: What To Do If They Borrow Money From Loan Shark

Moneylending is a legitimate business in Singapore with an illegal twist to it. Loan sharks parade around as moneylenders, offering...

Let’s Go for Cashless Payment Singapore!

Why Cashless? Paying coins and paper money makes a transaction feel much more genuine. However, modern conveniences have made it...

What Are the Student Loans Options in Singapore?

A good education is essential for anyone competing in Singapore and the world's tight ship of highly-qualified professionals. Furthermore, it...

4 Tips on How to Build Your Credit Score in Singapore

What is a credit score? When the coronavirus pandemic halted global businesses and normal activities, countries were in a race...

Wedding Loan in Singapore: Here is All You Need To Know

Wedding ceremonies are beautiful and mark the start of a new journey with someone else. For most people, especially ladies,...

Is Licensed Money Lender Advertisement Permitted in Singapore?

Are you tired of coming across the same old money lending advertisements? Are they scamming your mobile phone all the...

Loan Shark Harassment: How to deal with it and how to avoid it?

It is not surprising that we hear frightening stories from victims who had fallen into loan sharks' trap throughout the...

Credit Card Cash Advance : Things You Should Be Careful

What Is Cash Advance? Cash advance is the process of obtaining cash through the use of a credit card. The...

The Lowest Interest Personal Loan in Singapore

Personal loans Singapore banks and financial institutions offer are convenient for buyers who need a considerable amount of cash in...

How to Check Credit Bureau Report Singapore for Loan Application

A credit report is generated by the Credit Bureau Singapore. This report gives a summary of credit acquisition as well...

Death of A Sole Breadwinner: How to Manage the Financial

The loss of a family member is not easy for anyone. In most cases, many people often find themselves unprepared...

13 Personal Loan Mistakes to Avoid Before Applying

There are a lot of different reasons why people apply for cash loans, without knowing they are making mistakes that...

5 Ways to Get Rid of Your Credit Card Debt Singapore

Credit cards have become an integral part of our modern life. It provides an easy and convenient way of purchasing...

A Guide to Start up Business Loan Singapore

Singapore gives businesses of every size the perfect opportunity to make partnerships and establish their brands. However, starting up a...

Getting A Motorcycle Loan Singapore

Are you planning to buy a motorcycle but don’t know where to start? You need to do proper research for...

A Complete Guide To Borrowing From A Licensed Money Lender In Singapore

Do you suddenly need urgent cash but don’t qualify for a bank loan? Here’s a complete guide on finding a licensed money lender in Singapore and avoiding loan scams.

How can SME Loan in Singapore support SMEs amid economic downturn

Singapore's Circuit Breaker has saved many lives, but it has left economic scars that the small and medium enterprises(SMEs) felt...

Should You Trust An Online Moneylender Review?

The reviews of moneylenders are useful for first-timer borrowers as well as those individuals who are in search of a...

Pros And Cons Of Debt Consolidation Plan In Singapore

Multiple loans are pooled together into one large debt, and in a pile of unresolved debts? You may wish to...

Applying For An Urgent Loan In Singapore? Here’s What You Need To Know

Emergencies can happen to anyone and at any time. It may be important for you to consider where you can...

A Guide On Dealing With Debt Collector

When the bills accumulated become too large to be repaid on time, or if you've neglected your repayments badly, there...

What Is Total Debt Servicing Ratio (TDSR) And Why You Should Care

What does the TDSR do?Total Debt Servicing Ratio, also known as TDSR, is a system for the government of Singapore...

Guide About a Study Loan Singapore For More Work Qualifications

You have graduated from college, obtained a degree, and now, you’re working on your dream job. However, it is undeniable...

All You Need to Know About Credit Bureau Singapore

If you've read all the steps required when taking out a home loan, car loan or even a renovation loan,...

All About Getting a Car Loan in Singapore

Despite Singapore having excellent public transportation services, some people will always want to settle with a car of their own....

Personal Loan for the Unemployed in Singapore

In today’s world, it is either you work for a company or you yourself provide job opportunities for other people....

Singapore’s Finest and Cheapest Online Grocery Shopping Singapore

Food is something that everyone needs in our daily lives and most of the time, people do their groceries to...

The 4 Different Types of Loan You Can Apply In Singapore

Today, financial woes have become a very common occurrence for most people. Unless you belong to the less than 1%...

What are The Interest Rate a Moneylenders Can Charge?

Licensed moneylenders are said to charge higher interests. This is as they get compared to banks. Of importance is to...

What are the Proper Ways to Manage Your Finance?

Taking out a personal loan can be a scary for some individuals. Regardless of the interest being charged, both high...

4 Ways To Be Debt Free From Spiralling Loans and Bankcrupt

It is not uncommon to take loans in Singapore. It has become a way of life. Despite the fact that...

Differences Between Payday Loans Vs Credit Card Cash Advance Singapore

In Singapore when you are researching and making a comparison between payday loans and credit card cash advances, you will...

What is a Loan Guarantor and How Can I Protect Myself?

What is a Loan Guarantor and How Can I Protect Myself? Licensed moneylenders are in the business of lending money...

New Money Lending Guidelines: Will It Cost You More On Loans?

The moneylending scene in Singapore has been fraught with cases of fraud and cheating, with moneylenders charging unsuspecting customers heavy...

What To Do If You Meet An Unlicensed Money Lender?

Did you know that the government has provision for you to file a case against an errant licensed moneylender? The...

What Should I Do After Being Granted a Loan?

Getting a loan in Singapore is a pretty straightforward process if you go through the right channels. Lending institutions include...