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Raffles Credit Pte Ltd is a licensed moneylender (License No. 55/2021) listed in the Registry of Moneylenders, under the Ministry of Law in Singapore.

The Most Trustworthy
Legal Money Lender In Singapore

With over 467 EXCELLENT stars and reviews on Google ReviewVoted Top 10 Best Moneylender 2020 onLoan advisor

Who Are We?


Raffles Credit is one of the most distinguished licensed moneylenders in Singapore with some of the best selection of loan packages for our clients. As one of the best lenders around, we are committed to pushing the boundaries of what it means to be in the business of lending money to our clients.


Having helped thousands of Singaporeans over the last decade, we firmly believe that everyone should have equal and easy access to financial services, no matter their credit background or current financial capabilities. No one should find themselves in dire straits because of a small easily fixed mishap they’ve made. No one is beyond help. All it takes is just one simple fix.


Established in 2011, our decade in operation has made us one of the most renowned lenders around. We are regularly praised by our customers online and all over the web for our deep financial knowledge, thoughtful service and kind attention to their plight. This has resulted in numerous reviews on Google reviews and other loan comparison sites that sing our praises.

About Us

Our Mission & Mision

Our vision is simple. We envision a world where everyone has easy access to all the financial help they will ever need, anytime, anywhere.

We want that dream to be a reality so we are taking the lead and showing our customers how it’s done right. We want to provide some of the best loans with the lowest interest rates alongside quality customer service. Some might say that it is a tall order and difficult dream to achieve, but we don’t think so. How else will we ever bring about our dreams into reality if we don’t do it ourselves?

Our Commitment To You

Now that a new decade has begun, we pledge the following to you.

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Your needs above ours

Even as we are known for being one of the most customer-centric lenders in the business, we know that there is much more than we can do. We want every customer the satisfaction of knowing that we will do all we can to help them out whenever, however, it may be.

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Easier application processes

We are constantly refining our application processes to make it easier for anyone who needs financial assistance to apply. If there is an easier method for our customers to seek out our services, we’ll be there.

The ethical way to business

The money lending industry has always been seen through suspicious eyes due to the acts of illegal money lenders. We are leading the way to show Singapore what real and licensed money lenders are like.

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Ever quicker approvals

Why wait for an hour when you can have it in 30 minutes? We’re constantly trying to do more, at faster speeds, knowing that time is of the essence. You need the money urgently and we want you to have it now.

Google Reviews
We’ve helped more than 450,000 customers

  • Jane was very patient and very detail with me. Making me understanding more regards to loaning via credit company. Will... read more

    Maxi Inc. Avatar
    Maxi Inc.

    I'd like to thank John and Jane. Both of you are kind and professional. Impressive. 👍

    To be honest, I was...
    read more

    Z L Avatar
    Z L

    I sought some financial advice from them. The staff are polite and professional. Thank you for the useful advice! Appreciate it!

    MR LEE Avatar
    MR LEE
  • Highly Recommended. Staff explained very professionally & patiently to solved my doubts. Loan approved very fast, they tried their best... read more

    Apple Teo Avatar
    Apple Teo

    Had a very good experience with Jane & Rachel! They were patience and understanding, and made things very simple for... read more

    Francis Fariz Avatar
    Francis Fariz

    For a first timer, Joy has explain everything to me about the loans and such. Every was understandable. Very kind,... read more

    Khairul Anuar Avatar
    Khairul Anuar
  • Was easy to find the location. Staff’s were very friendly and helpful. Great place to go as a first timer.... read more

    GhostShura Avatar

    Very fast and efficient. John was very patient in explaining the process and how the loan will pan out. Definitely... read more

    The Chronicles of Lee’s Lee Avatar
    The Chronicles of Lee’s Lee

    Recommended. John & Team had always been very helpful and friendly. Good deal and good team communications. Feels safe always. Cheers

    Jim Bob Avatar
    Jim Bob
Father and son

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