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Raffles Credit Pte Ltd is a licensed moneylender (License No. 31/2020) listed in the Registry of Moneylenders, under the Ministry of Law in Singapore.

The Most Trustworthy
Legal Money Lender In Singapore

With over 299 EXCELLENT and reviews on Google ReviewVoted Top 10 Best Moneylender 2020 onLoan advisor

Who Are We?


Raffles Credit is one of the most distinguished licensed moneylenders in Singapore with some of the best selection of loan packages for our clients. As one of the best lenders around, we are committed to pushing the boundaries of what it means to be in the business of lending money to our clients.


Having helped thousands of Singaporeans over the last decade, we firmly believe that everyone should have equal and easy access to financial services, no matter their credit background or current financial capabilities. No one should find themselves in dire straits because of a small easily fixed mishap they’ve made. No one is beyond help. All it takes is just one simple fix.


Established in 2011, our decade in operation has made us one of the most renowned lenders around. We are regularly praised by our customers online and all over the web for our deep financial knowledge, thoughtful service and kind attention to their plight. This has resulted in numerous reviews on Google reviews and other loan comparison sites that sing our praises.

Our Mission & Mision

Our vision is simple. We envision a world where everyone has easy access to all the financial help they will ever need, anytime, anywhere.

We want that dream to be a reality so we are taking the lead and showing our customers how it’s done right. We want to provide some of the best loans with the lowest interest rates alongside quality customer service. Some might say that it is a tall order and difficult dream to achieve, but we don’t think so. How else will we ever bring about our dreams into reality if we don’t do it ourselves?

Our Commitment To You

Now that a new decade has begun, we pledge the following to you.

Your needs above ours

Even as we are known for being one of the most customer-centric lenders in the business, we know that there is much more than we can do. We want every customer the satisfaction of knowing that we will do all we can to help them out whenever, however, it may be.

Easier application processes

We are constantly refining our application processes to make it easier for anyone who needs financial assistance to apply. If there is an easier method for our customers to seek out our services, we’ll be there.

The ethical way to business

The money lending industry has always been seen through suspicious eyes due to the acts of illegal money lenders. We are leading the way to show Singapore what real and licensed money lenders are like.

Ever quicker approvals

Why wait for an hour when you can have it in 30 minutes? We’re constantly trying to do more, at faster speeds, knowing that time is of the essence. You need the money urgently and we want you to have it now.

Google Reviews
We’ve helped more than 450,000 customers

  • 5 star review  All staff are very friendly and professional. Understanding client needs and processing time fast. Definitely will recommend to my friends whoever need the financial assistance👍

    thumb Michael Tan

    5 star review  Applied for a renovation loan with my husband from Raffles credit last month. The whole process was smooth and clear. Thumb up for all the friendly staffs in Raffles Credit... read more

    thumb Rachael Anne

    5 star review  Have been their customers for 1 years. Good customer service. provide good service and professional advice to my needs. The staff will help u plan your loan accordingly to what... read more

    thumb Rizam Ahmad Ariff
  • 5 star review  Friendly place to walk in and no stress to talk to staffs. They willing to hear your issues and to assist you. Specially Jane, and John very friendly and helpful... read more

    thumb Mimi doll

    5 star review  Service was tip top, loan officer were very helpful and will cater to your needs..Highly recommended!

    thumb suresh Lu

    5 star review  I am thankful to John & other friendly officers for the excellent service! Honestly, I am very skeptical about this lending industry because this is my first time seeking... read more

    thumb Ray Lin
  • 5 star review  John is very friendly and explains everything in very detail, gives me a stress free explanations and makes sure I fully understand before proceed to the loan application. Hence he... read more

    thumb Ramesh Ramesh

    5 star review  The service is good. The staff are the good listeners to understand our needs. Highly recommended!

    thumb Jonatthan DR

    5 star review  All Raffles Credit staff deserve the Excellent Service Awards. They are patient, polite and professional in helping my wife and me tide over the business crisis amid the pandemic. We... read more

    thumb My Cuty

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