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Raffles Credit Pte Ltd is a licensed moneylender (License No. 55/2021) listed in the Registry of Moneylenders, under the Ministry of Law in Singapore.

The Most Trustworthy
Legal Money Lender In Singapore

With over 411 EXCELLENT stars and reviews on Google ReviewVoted Top 10 Best Moneylender 2020 onLoan advisor

Who Are We?


Raffles Credit is one of the most distinguished licensed moneylenders in Singapore with some of the best selection of loan packages for our clients. As one of the best lenders around, we are committed to pushing the boundaries of what it means to be in the business of lending money to our clients.


Having helped thousands of Singaporeans over the last decade, we firmly believe that everyone should have equal and easy access to financial services, no matter their credit background or current financial capabilities. No one should find themselves in dire straits because of a small easily fixed mishap they’ve made. No one is beyond help. All it takes is just one simple fix.


Established in 2011, our decade in operation has made us one of the most renowned lenders around. We are regularly praised by our customers online and all over the web for our deep financial knowledge, thoughtful service and kind attention to their plight. This has resulted in numerous reviews on Google reviews and other loan comparison sites that sing our praises.

About Us

Our Mission & Mision

Our vision is simple. We envision a world where everyone has easy access to all the financial help they will ever need, anytime, anywhere.

We want that dream to be a reality so we are taking the lead and showing our customers how it’s done right. We want to provide some of the best loans with the lowest interest rates alongside quality customer service. Some might say that it is a tall order and difficult dream to achieve, but we don’t think so. How else will we ever bring about our dreams into reality if we don’t do it ourselves?

Our Commitment To You

Now that a new decade has begun, we pledge the following to you.

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Your needs above ours

Even as we are known for being one of the most customer-centric lenders in the business, we know that there is much more than we can do. We want every customer the satisfaction of knowing that we will do all we can to help them out whenever, however, it may be.

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Easier application processes

We are constantly refining our application processes to make it easier for anyone who needs financial assistance to apply. If there is an easier method for our customers to seek out our services, we’ll be there.

The ethical way to business

The money lending industry has always been seen through suspicious eyes due to the acts of illegal money lenders. We are leading the way to show Singapore what real and licensed money lenders are like.

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Ever quicker approvals

Why wait for an hour when you can have it in 30 minutes? We’re constantly trying to do more, at faster speeds, knowing that time is of the essence. You need the money urgently and we want you to have it now.

Google Reviews
We’ve helped more than 450,000 customers

  • 5 star review  Very professional staff with excellent customer service level. Explained details and tried their best to customize plans to fit customer needs. It’s a very satisfactory experience, sure will adopt their... read more

    thumb Cheng Chuang

    5 star review  Trusted and reliable company to ease your financial needs. Staff are very welcoming and helpful especially if you need flexibility for repayment. Going the extra miles to provide possible solution... read more

    thumb NLyz Sha

    5 star review  Service is top notch, time efficient and hassle free. Get the help that i need to finance on some important commitments. Thumbs up to jane for her patience. Thanks!

    thumb Ang Nelson
  • 5 star review  Trusted company! Services are great, transparent in everything and nothing hidden. Teams are really professional. 👍 Would definitely recommend to people who needs their service / assistance.

    thumb K Goh

    5 star review  Very satisfied with Mr john for his efficient and friendly service. Very dedicated staff i can say. Thank u Raffles Credit .

    thumb Diana Mahmud

    5 star review  Had attended by Mr John, he is very professional, given advice to suits my situation. The whole team provide good. Service. Very satified the help provided.

    thumb Steven Tan
  • 5 star review  Excellent service with good understanding from the staff. Will definitely use their service again if the need arises. Makes you feel comfortable in the usually difficult face to face meeting.

    thumb MR CK

    5 star review  I have been assisted with very professional Ms. Grace U. I would like to highly recommend this company. I am well assisted on my request and they helped... read more

    thumb Rodelio Pioquid

    5 star review  The consultants cleared my queries clearly, professionally and politely despite we merely sought the financial advice. We will definitely visit them if we need any financial assistance. Happy New Year.

    thumb J. LAM KAH ONN
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