The Most Trustworthy
Legal Money Lender In Singapore

With over 504 EXCELLENT and reviews on Google ReviewVoted Top 10 Best Moneylender 2020 on

Who Are We?

Raffles Credit is one of the most distinguished licensed moneylenders in Singapore with some of the best selection of loan packages for our clients. As one of the best lenders around, we are committed to pushing the boundaries of what it means to be in the business of lending money to our clients.

Having helped thousands of Singaporeans over the last decade, we firmly believe that everyone should have equal and easy access to financial services, no matter their credit background or current financial capabilities. No one should find themselves in dire straits because of a small easily fixed mishap they’ve made. No one is beyond help. All it takes is just one simple fix.

Established in 2011, our decade in operation has made us one of the most renowned lenders around. We are regularly praised by our customers online and all over the web for our deep financial knowledge, thoughtful service and kind attention to their plight. This has resulted in numerous reviews on Google reviews and other loan comparison sites that sing our praises.

Our Mission & Mision

Our vision is simple. We envision a world where everyone has easy access to all the financial help they will ever need, anytime, anywhere.

We want that dream to be a reality so we are taking the lead and showing our customers how it’s done right. We want to provide some of the best loans with the lowest interest rates alongside quality customer service. Some might say that it is a tall order and difficult dream to achieve, but we don’t think so. How else will we ever bring about our dreams into reality if we don’t do it ourselves?

Our Commitment To You

Now that a new decade has begun, we pledge the following to you.

Your needs above ours

Even as we are known for being one of the most customer-centric lenders in the business, we know that there is much more than we can do. We want every customer the satisfaction of knowing that we will do all we can to help them out whenever, however, it may be.

Easier application processes

We are constantly refining our application processes to make it easier for anyone who needs financial assistance to apply. If there is an easier method for our customers to seek out our services, we’ll be there.

The ethical way to business

The money lending industry has always been seen through suspicious eyes due to the acts of illegal money lenders. We are leading the way to show Singapore what real and licensed money lenders are like.

Ever quicker approvals

Why wait for an hour when you can have it in 30 minutes? We’re constantly trying to do more, at faster speeds, knowing that time is of the essence. You need the money urgently and we want you to have it now.

Google Reviews
We’ve helped more than 450,000 customers

					Jane and John are very helpful, they listen and understand what customer needs and their tailor made financial repayment scheme.... read moreJane and John are very helpful, they listen and understand what customer needs and their tailor made financial repayment scheme. A great experience. Worth to visit if you need some assistance. read less				
John H
1/13/2022

					feeling happy and comfortable at here! All people here are nicely,thanks Rachel, John,Jane.Fast processing, very appreciate to them! Will recommend... read morefeeling happy and comfortable at here! All people here are nicely,thanks Rachel, John,Jane.Fast processing, very appreciate to them! Will recommend here for you guys. read less				
Alex Tin
12/29/2021

					Friendly staffs who assisted exceptionally well to all my loans need with good rates and repayment plan. Been utilizing their... read moreFriendly staffs who assisted exceptionally well to all my loans need with good rates and repayment plan. Been utilizing their service quite a number of times and am very pleased with their service. Will recommend. Thanks Raffles Credit! read less				
Mdindrsfk
12/14/2021

					Approachable and professional staff here. Thank you John, Rachel, Jane for understanding my situation and offering me the best suit... read moreApproachable and professional staff here. Thank you John, Rachel, Jane for understanding my situation and offering me the best suit financial solution. Never hesitate to visit them again when I need assistance in future! read less				
Panda Me
12/05/2021

					Jane has processed application very professionally. I am very happy with her approach and service.



In fact this is NOT my... read moreJane has processed application very professionally. I am very happy with her approach and service.



In fact this is NOT my first application with Raffles. It is because of their professionalism and good attitude and service that I am at ease to go back to Raffles for my loans.



I would definitely recommend anyone to Raffles. read less				
Caroline P P
11/30/2021

					Rachel and John have been very professional and courteous in their dealings. They were very patient and listened attentively to... read moreRachel and John have been very professional and courteous in their dealings. They were very patient and listened attentively to my requirements before tailoring a suitable plan. highly recommended. read less				
Alan Ng
11/21/2021

					I had good experience, it was my first time. John & Jane guided me & making sure I understand every... read moreI had good experience, it was my first time. John & Jane guided me & making sure I understand every term before signing anything. Answered my questions patiently and clearly. Able to explain to me all the financial jargon words i do not know of. Quick  fun guide to enjoy the nearby area as well! Kudos to both of them. They really helped me, literally 😀 read less				
Jee M.
11/17/2021

					Had to borrow some funds last minute and both Jane and John has been really helpful with the whole process.... read moreHad to borrow some funds last minute and both Jane and John has been really helpful with the whole process. It’s my first time and lost on the process and they slowly guide me along and explain everything in detailed to me. Had some difficulties midway, and they listened to them carefully and addressed them! read less				
Shawn Lim
11/02/2021

					Very efficient. The advisor is clear in her explanation and also very courteous. Proper checks are done and payment structures,... read moreVery efficient. The advisor is clear in her explanation and also very courteous. Proper checks are done and payment structures, advice is given properly to ensure borrower is clear on everything. Trustable moneylender. read less				
Muhammad Huzaifah Mohamed Salim
10/14/2021