Get Urgent Personal Loan From

Best Licensed Money Lender in Raffles

(License No: 31/2020)
211 Reviews on
Loan Advisor Award 2020

A Reliable and Fast Way To Get a Loan

No Hidden Fees

No Hidden Fees

Definitely no hidden charges. All payments and fees are included in the disclosure form.

30 Mins Loan Approval

60-Minute Loan

We decide and process applications in as fast as one hour.

Flexible Repayments

Flexible Repayments

We offer the flexibility to tailor loan repayments and terms to your budget.

Why Choose Raffles Credit

(Since 2011)​

We are one of the few reputable and low interest rate legal money lending companies in Singapore. Raffles Credit (previously known as Advance Planners Credit) is accredited by the Registry of Moneylenders to provide loan lending services to residents of Singapore, either citizens, permanent residents or foreigners working in Singapore.

It is not a secret that getting loans from banks can be challenging. Think of their lengthy application process and the stress of getting your loan application approved. This may take a couple of weeks which may work against why you need the money, especially if you have some emergencies to attend to. If you patronize us, you only need a simple process of application and verification and you will get the money within an hour for whatever urgent need you want to meet.

We give you easy accessibility and eligibility without judging you and predetermining your ability to repay the loan. Over the years, we have helped many people to overcome their financial difficulties by rendering timely financial assistance to them at a reasonable interest rate.

Our priority is customer satisfaction and excellent service to the people. We give people the assurance of our professional assistance without fear or favor in order to break free from their financial challenges.

We are conveniently located at 17A Circular Road (Level 2).

What’s more? We are open on Saturday and Sunday too!


Apply for Fast Approval Loan Now!

Personal Loan Icon

Personal Loan

Need immediate funds? Our personal cash loan can help you with your urgent financial needs.

Payday Loan Icon

Payday Loan

Get cash in advance and repay on your Payday!

Foreigner Loan Icon

Foreigner Loan

When facing a financial dilemma, immigrants staying in Singapore need not worry, as we provide quick cash loans for foreigners.

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Business Loan

Startups seeking extra capital can count on us, as we support business growth through our quick and easy business loan process.

Apply For Fast Cash Loans In 3 Easy Steps

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1. Submit the form online

Fill out and submit the online application form

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2. Get Approved Within 1 hour

Once your application has been processed, you’ll be contacted and notified via phone or e-mail.
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3. Receive Your Cash Loan

Come in and see us at our office during office hours and get your cash loans.


Google 5.0 stars (1)

Raffles Credit: Licensed Money Lender Singapore Urgent Personal Loan in Singapore IconRaffles Credit: Licensed Money Lender Singapore Urgent Personal Loan in Singapore

17A Circular Road

4.9 257 reviews

  • Avatar Yoga Yip ★★★★★ a week ago
    I highly recommend this financial company if anyone of you want to apply for a quick loan. My loan is … More approved within half an hour. The officers are extremely friendly, polite, and professional when attending me. 👍🏻🙏🏻
  • Avatar vincent lim ★★★★★ a week ago
    John and his colleagues are very helpful in providing their service and useful information to their client. … More
  • Avatar Kun Ti Mathew Lu ★★★★★ 2 weeks ago
    John gives great help every time and they are very friendly and response too!
  • Avatar Serene Low ★★★★★ 3 weeks ago
    They are professional advisors who always give me the best support! Highly recommended if anyone needs … More any financial assistance . 👍👍👍👍
  • Avatar Bee Bee ★★★★★ 4 weeks ago
    Thanks Raffles Credit for helping me tide over the most difficult period. The staff are helpful and kind … More in addressing and solving my financial issue.
    The offered repayment plan literally eased my burden.
    Once again, thank you for your help!
  • Avatar Adam Ck ★★★★★ 2 months ago
    Ms Joy displayed friendilness, attentiveness and professionalism understanding my needs and proposing … More a most suitable loan for my needs. This made me felt assured and satisfied. Well done and keep it up!
  • Avatar Eve Ho ★★★★★ 2 months ago
    Staff have been very helpful and they always understand my needs. Always felt comfortable when visiting … More them.
  • Avatar sn nadish ★★★★★ 3 months ago
    Truly professional approach. John and Grace have proven their profession and have assisted me in getting … More my preferential loan and the tenure of payment. Friendly and down to earth service. Hats off to you guys. Thank you.
  • Avatar Srijesh Nair ★★★★★ 2 months ago
    I would like to express my gratitude for the recent loan application with special thanks to John, the … More loan officer. John was friendly and patient, he Really helped me to get through loan process. Thanks for his hard efforts. I will definitely opt for Advance Planners whenever I need any assistance in the future.
    Really recommend Advance Planner as it hassle free to apply loan here
    Thanks once again John for ur effort.
  • Avatar Kenneth slut ★★★★★ 4 months ago
    I would like to express my gratitude for the recent loan application with special thanks to John, the … More loan officer. John was friendly and patient, he solved my financial needs extremely well. His preparation work was evident and addressed with the specific problems that I had. I will definitely opt for Advance Planners whenever I need any assistance in the future. HIGHLY RECOMMENDED LENDER IN SG.
  • Avatar mrs RTD ★★★★★ 3 months ago
    I am very happy with this company. They really helped me finish my loan without pressuring me. They are … More very very patient with me especially this past few months that i had struggle financially. All their staff will serve you with a smile. Everything will be properly explained to you .
  • Avatar dee dee ★★★★★ 2 months ago
    Grace, the staff there and colleagues are really friendly. Prompt and efficient service. Will always … More assure the customers. Love them! Thanks guys for your service and support!
  • Avatar Jzun Ng ★★★★★ a month ago
    I reach Advance Planners at e last minute which they r closing soon....
    Sth surprise me is 3 of their
    … More staff greeted me w/ a big smile and welcomed me. I feel delighted w/ such gesture from them.
    Excellent service. Kudos.!
  • Avatar Lan PetJubz ★★★★★ a month ago
    Service is second to none. Honest and transparent in all transactions made available. Customer service … More (Ms Rachel) is excellent and top notch. Definitely recommended for those who are in need.
  • Avatar James Lin ★★★★★ a week ago
    I am a returned Advance Planners Credit customer as they are the most Friendly licensed lender who I … More ever meet. The staff listened to my problems and tailor made a flexible repayment plan for me to pay. Trusted lender!

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